Housing Financing Fund

Housing Financing Fund (HFF)
The HFF is an independent government institution granting mortgage loans to individuals, municipalities, companies and organizations to finance housing purchase and construction work. The fund is financially independent and funds its lending and operations by its own income. The purpose of the fund is to ensure housing security and equality for all Icelanders through lending and organization of housing affairs and special investments in order to increase people´s opportunities of obtaining and leasing housing on controllable terms.

The Housing Financing Fund grants:
  • General housing and home improvement loans to individuals.
  • Loans for rental housing to municipalities, companies and organizations.
  • Loans for extensive housing renovations due to borrower´s limited physical capabilities.

The Board of the Housing Financing Fund is free to create new loan classes, subject to the approval of the Ministry of Social Affairs.

To go to the Housing Financing Fund's website, click here.

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Yield Curve

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Non-IndexedPriceYield
RIKV 13 0618 99.585.91%
RIKV 13 071599.126.00%
RIKV 13 081598.626.02%
RIKV 13 0916 98.086.06%
RIKV 13 101597.606.10%
RIKV 13 1115 97.106.11%
RIKB 14 0314 100.603.96%
RIKB 15 0408101.103.88%
RIKB 16 1013105.554.20%
RIKB 19 0226116.755.29%
RIKB 22 1026107.006.24%
RIKB 25 0612113.556.36%
RIKB 31 012498.806.61%
IndexedPriceYield
RIKS 21 0414112.002.13%
HFF150224107.452.37%
HFF150434111.002.65%
HFF150644114.122.75%
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CPI Change

Current Value410.70
12 Months Change*3.95%
3 Months Change*8.73%
Last Month Change0.20%
Daily CPI411.29

* Annualized rates

Exchange rate

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ISK10001000
EUR159.8160.2
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